Visitors agree to’s Terms of Service when they visit the site. The Terms of Service may be modified or updated at any time. We will post such modifications to the public.

You should carefully review this page to ensure that you are aware of any changes. This could affect your relationship with

Point of reference refers to all of our employees and partners.

Information that We Collect

If you have not given permission, won’t collect any information about you. We don’t collect any personal information about you or your visit.

Content, Objects, and Intellectual Property Rights owns all content submitted by the third party and objects, including but not limited to the software, processes, and applications used to render them and any other related materials, unless otherwise indicated. owns all content and objects submitted by a third party, website visitors. Only third-party brands, trademarks, service marks, and materials are their property. They are protected and governed by the federal and state laws of Latvia.

All interactions with become our property. They may be recorded, published, transcribed, or sold according to applicable federal, state, and local laws.

We are not responsible if errors, omissions, or sic you produce content, other users, opinions, or any other content made available by this website.

All decisions based on information obtained through are at your own risk. content and objects cannot be edited, reproduced, or mirrored without prior written consent. We reserve the right to modify, add or remove any content or refuse to access the website without prior notification.

Copyrights and Trademarks is the owner of this information, except for images, applications, or text that have been dually licensed from third-party vendors or affiliates.

Regulations and the Governing Law

You agree to comply with all laws and regulations, whether local, state, or federal. Any unauthorized access or use of this site will be subject to federal and state law.

General Disclaimer and Statement of Liability

This website is your responsibility. You are free to use this website as does not accept liability for damages, including consequential, special, or indirect damages, that could result from using this website’s materials.

If a court determines that reviews are libelous or defamatory, the consumer named in the complaint would be legally responsible for any damages to the reputation and goodwill of the business., under federal law (Communications Decency Act), is not legally liable for complaints posted. The law mentioned does not exempt the poster of the reviews from responsibility.

Third-party Content, Links, Associations, and Purchases

Website visitors or commenters cannot link to other blogs, webspace, or materials. These links are provided as a courtesy. does not control linked sites or the information, materials, or goods contained therein. These links are provided as a courtesy to our visitors. cannot guarantee that the information on linked sites is accurate, complete, or free from rogue programming. You are responsible for your actions and decisions when you access linked sites. We reserve the right at any time to end any link. We do not take any responsibility for the content submitted by our website users, visitors, third-party. uses 301 redirects to some affiliate links. Although some links look like they belong on our website, they are external links to other domains (our affiliate websites). These redirects are only used to track users and not trick search engines.

You acknowledge that links may redirect you to other websites. is not responsible for any problems or confusion caused by you clicking on any of these links.

Comment Policy

We welcome comments and reviews on the products. However, some conditions and rules govern comments on this site. You can find these in our comments policy.

Before making any decision based on exposure to material, it is good to seek the advice of experts, other sources, and authorities.